• social housing providers

Your key contacts

Vicky Kells photo, Partner Commercial Property

Vicky Kells email Vicky Kellsemail Vicky Kells

Partner/Head of Cardiff Office


Vicky Kells is a partner in Clarke Willmott solicitors' Cardiff Social Housing team specialising in charging affordable housing portfolios.

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Fraser MacRae photo, Partner Corporate

Fraser MacRae email Fraser MacRaeemail Fraser MacRae



Fraser represents both lenders and borrowers on secured and unsecured financing and advises on a mixture of loan agreements, note purchase agreements and other funding structures together with associated security documentation and intercreditor arrangements.

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Charlotte Lord, Commercial Property solicitor, Cardiff

Charlotte Lord email Charlotte Lordemail Charlotte Lord



Charlotte helps social housing providers and others to obtain funding by acting for those borrowers or those lending to them.

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